Loan Interest Rate

JanSewa Bank    03-Oct-2022
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Sr. No. RETAIL LOANS RATE OF
INTEREST
COMMERCIAL LOANS RATE OF
INTEREST
 
1 Two wheeler Loan 9.85% Commercial Car Loan 10.00%
2 E Bike Loan 9.35% Janaseva Start up (MSME) Finance 10.00%
3 Four wheeler Loan Personal use 8.85% Janaseva Trade Pack Loan 10.00%
4 Janaseva Gharkul Loan 8.35% Hospital Loan 10.00%
5 Janaseva Gharkul Top Up Loan 10.50% Educational Insitution Loan 10.00%
6 Home Decor Term Loan 10.50% Udyog Vastu Karja Yojana
"A" rating 9.50%

Other 10.00% 
7 Education Loan with Secured
9.50% - Female
 
9.75% - Male 
Machinery Loan 10.00% 
8 Janaseva Student Loan Scheme (For Purchase of Computer with inverter back up, Laptop, Tab, Smart Mobile Phone for the Education Purpose only)
9.00% Hypothication loan 11.50% 
9 Janaseva Solar Loan 9.50%* Cash Credit 11.50% 
10 Gold Loan 9.00%



* Vehicle Loans and housing loans are linked with cibil scores, Interest rates can be different as per cibil score.
* Commercial loans ROI 9% is linked with credit Rating.