Fixed Deposits

Keep your excess amount in Janaseva Term Deposit KALPATARU (Fixed Deposits) Schemes and avail many features like assured returns, Interest payout monthly or quarterly, Loan against Term Deposit up to 90%, auto renewal, Nomination facility and premature withdrawal. Visit our nearest branch for more information.

Minimum Deposit

₹ 100/- for Recurring Deposit
₹ 1000/- for Fixed Deposit

Maximum Deposit

No Limit

Payment of Interest

Payment of interest at Monthly/Quarterly/Yearly basis as per your requirement
Payment of Monthly interest rate will be at simple rate
Senior citizen gets 0.25% extra interest rate

Tenure

46 days to 60 months

Premature Withdrawal

Available
The penalty for premature withdrawal 1.00%

Loan facility

Loan against deposit is available up to 90% of current balance

Nomination facility

Available

TDS

TDS will be deducted if form 15G/15H not submitted

Others

Auto renewal facility available
Interest can be paid on monthly intervals at simple rate

Note: Contact nearest branch for more details.

Interest Rates

Apply

*T&C Apply